Terms & Conditions

Effective Date: April 3 2025 Website: edumonarch.com Contact Email: hello@edumonarch.com These Terms & Conditions (“Terms”) govern your use of the website https://spiritbloom.in/nitishraaj the “Site”), its digital products, memberships, coaching offerings, courses, meditations, and all services operated by edumonarch("we", "our", or "us"). By accessing or using the Site, you agree to be legally bound by these Terms. If you do not agree with any of the terms, please discontinue use of our website and services immediately. 1. Use of the Website You agree to use the Site only for lawful purposes. You may not: Use the website for any fraudulent or malicious activity Attempt to gain unauthorized access to other systems or data Reproduce, distribute, or exploit any content for commercial gain without permission Disrupt or interfere with the website's performance or networks You are responsible for ensuring that your access to this Site is legal in your jurisdiction. 2. Intellectual Property Rights All content, materials, branding, designs, images, graphics, text, audio, video, and downloadable content on this site are the exclusive intellectual property of Edumonarch unless otherwise stated. You may not reproduce, redistribute, or commercially exploit any part of this site or its products without express written permission. Unauthorized use may result in legal action. 3. Products & Services We offer various digital and educational products, including, but not limited to: The Chakra Code eBook, Audio meditations, healing playlists, and Chakra-based bonus vaults Guided journals, affirmation cards, and video classes, 1:1 sessions, live trainings, and coaching containers (if applicable) All digital products are delivered via email, member portal, or secure download after successful payment. 4. Disclaimer for Spiritual and Energetic Products Our content, offerings, and sessions are based on spiritual, energetic, and metaphysical principles. While we provide tools for transformation, they are not substitutes for licensed medical, psychological, or financial advice. We do not guarantee specific outcomes, as results depend on personal energy, effort, and timing. By purchasing from us, you accept full personal responsibility for your use of the content. 5. Purchases & Payment Terms All prices are listed in INR or USD (depending on your region). Payment must be completed via our secure checkout systems (e.g., Stripe, Razorpay, PayPal). By purchasing, you agree to: Provide accurate and up-to-date billing and contact information Not engage in fraudulent chargebacks or false refund claims Respect the digital nature of the product (all sales are final unless otherwise stated in the Refund Policy) 6. Account Access & Usage If you create an account or are given access to gated materials: You are responsible for maintaining the confidentiality of your login details You may not share access with others or transfer licenses We reserve the right to suspend or terminate access for misuse 7. Refund Policy: We offer clear information on what is included in each product or service. Due to the digital nature of our offerings, we typically do not offer refunds unless otherwise explicitly stated. Please refer to our Return & Refund Policy page for more details. 8. User Contributions If you share comments, testimonials, or posts within any community platforms we manage: You grant us the right to use your content (in anonymized form) for marketing or educational purposes You may not post content that is defamatory, illegal, or offensive We reserve the right to moderate and remove any content that violates these terms 9. Limitation of Liability We shall not be liable for: Any direct, indirect, incidental, or consequential damages arising from your use of this site or its products Delays, interruptions, or access issues. Loss of income, reputation, or opportunity related to your use of this website Your use of this site is entirely at your own risk. 10. Third-Party Links: This site may contain links to third-party websites or tools. We are not responsible for the content, privacy policies, or actions of third parties. We encourage you to review their policies separately before engaging with those sites. 11. Changes to Terms. We reserve the right to update or modify these Terms at any time. Updated versions will be posted on this page with a revised “Effective Date.” Continued use of the Site after changes constitutes acceptance of the new Terms. 12. Governing Law These Terms shall be governed by the laws of India, without regard to its conflict of laws principles. Any dispute shall be subject to the exclusive jurisdiction of the courts of [Ranchi, Jharkhand]. 13. Contact Information For questions or legal concerns, contact: 📧 Email: hello@edumonarch.com 🌐 Website: edumonarch.com